“NOBODY SHOULD BE LEFT BEHIND” Warren Buffet
FINTECH FOR GOOD TOOLBOX
Our experienced software development team is working to create a suite of Fintech for Good Open Banking tools, which we’ll make available to traditional and challenger banks alike, in the belief that they’ll drive change that will benefit everyone.
After R&D, we’ll look at niche fit, cultural fit and the readiness of markets as to which apps are deployed.
Then, working with like-minded intuitive brands and startups, we’ll aim to give customers the best deals all year around, which will have a genuine impact on their lives.
Picnic’s first apps will concentrate on the most pressing issues that have arisen post-COVID 19.
For instance -our overdraft alert tool, linked to a pre-arranged overdraft guarantor, who’ll temporarily cover the overdaft until the customer pays it back.
Or our AI-driven financial monitor, which analyses your account behaviour & patterns, so that it can help you predict and manage your money more effectively.
Overall, the objective is to combine the time-saving and stress busting benefits of leading edge tech, with a personalised service driven by human values.
SERVICE WITH IMPACT
UNLOCK LOCAL LENDING
We’re testing local lending in 4 demographically and financially varied postcodes, to identify and assist local businesses which are having a genuine impact on the communities which they serve. Powered by Picnic is a mix between crowdfunding and normal lending, driven by good samaritans with a desire to invest in their surroundings, who are aso incentivised to become avid customers & promoters of that business or brand.
‘Creating a circle of good will and collaboration’
COMMUNITY
Direct to community or Project with Picnic.
Wish List | Town Notice Board | Local Heroes.
As the power of influencers and celebrities is replaced to some extent by the influence of real people who made a difference during the pandemic, Picnic believes the time is right for direct funding of good projects to take centre stage. As such, Picnic will facilitate the setting up of wish list accounts, which allow for local aspiring community projects to be funded by brands.
‘Donating for positive recognition and ongoing relationships with those local communities’
EYE TO EYE
Picnic will help to stop the current desertion of the high street and the subeequent reduction in house prices in once vibrant areas.
As such, Picnic Ambassadors will be posted in large local supermarkets for customers to human interaction one-on-ones.
‘Working with local councils, universities and LEPs in each area with investors, charities and community projects.’
FEATURE IT
Impact Concierge accounts. Creating a data driven layer to target an eco lifestyle.
Promoting female investors to invest and help their circles learn about the FIRE (Financially Independent, retired Early) lifestyles.
College + University courses and plugins for Finacial Wellness Debt Recovery Builder - Finesse Gamification & mentors to help people get back on track.
Long-term illness special accounts and customer service team. Reverse Gifting working with brands to gamify saving and upward mobility.
‘Investing Personal Finance Management Dedicated manager & AI avatars on hand 24/7.’
STYLE IT
‘Given the looming economic downturn, a compelling lesson to learn is that excellent customer service is critical to your success and can greatly impact your bottom line. In order to be relevant in such uncertain times, the ability to surprise and delight your customers is a great way to increase customer loyalty, drive referrals and repeat business. Surprise and delight is a strategy of going the extra mile and exceeding customer expectations.’
- Annexcloud
SHARE IT
Gifting & Rewards
Like most people, post-WWII saving has become very hard, as the cost of living has risen and wages have stayed relatively the same. Providing challenges and gifts for good behaviour from our In-Bank Concierge Service will help people achieve their goals and be exposed to a greener more impactful way of living.
Gaming makes more money than the Film and Music industry combined, and now post lockdown will become a more dominant force in everyday life.
‘Picnic will also be creating accounts for Gaming Currencies from popular computer games.’